Add insurance to your customer experience in weeks.

Pistachia is the insurtech platform that connects your digital product to the carriers. You bring the journey; we bring the platform, the integration and the operation.

A person at the kitchen table, card in hand, at an online store checkout with purchase protection ticked.
When your customer taps “Pay”
  1. Your checkout

    Purchase protection added

    Same payment, your brand

  2. Pistachia core

    Quotes, validates and issues

    With your product rules

  3. Carrier

    Policy issued

    In force

  • First policy in 60 days
  • One integration
  • 100% white-label
  • No per-product development

The platform

What your business can do from day one.

Your customer quotes, buys and receives a policy without ever leaving your brand. On the other side, we take on the integration with each carrier, policy issuance, the book of business and commissions. You build nothing.

How a transaction flows between your channel, the Pistachia core and the carrier
  1. Your web or app: Checkout, app, WhatsApp or back office.
  2. API. Goes: Quote and purchase. Returns: Policy and book status.
  3. Pistachia core: Product configuration, Quoting and issuance, Collections and cancellations, Claims, Book of business and commissions.
  4. Integration. Goes: Quote and issuance. Returns: Rate, policy and commissions.
  5. Carriers and assistance: Carrier, Carrier, Assistance. One integration per carrier, and we are the ones who build it.

Launch your own insurance products

Design, configure and publish products for your ecosystem. A modular catalogue your team edits from the panel, with no code.

Sell through any channel

Web, app, WhatsApp or back office: a single API covers every touchpoint. Quoting, issuance, payment and after-sales in the same flow.

Handle policies and claims without friction

Policies, collections, claims and cancellations in one back office. Your operations team works on the same system as your customers.

Ask for the product your vertical needs

Need something the catalogue doesn't cover? We design the coverage and negotiate with the carrier that best fits your business.

Who it's for

Two sides of the same problem.

Insurance distribution is stuck on both sides: the channel can't sell and the carrier can't reach. The platform is the same; what changes is which side it solves.

Digital platforms

You have the customers. You're missing the product.

Fintechs, retailers, mobility, e-commerce: you already have the base, the recurrence and the trust. What you don't have is an insurance operation, and you shouldn't have to build one.

  • Sell under your brand, in your flow, with no redirects
  • One integration for the whole catalogue
  • Operations, the book of business and commissions are on us

Carriers

You have the product. You're missing the channel.

Your core wasn't built to connect to every digital platform that comes along, and each integration is a months-long project. We are that layer, and we take you to channels you don't reach today.

  • A new digital channel, without touching your core
  • Products configured and live in weeks, not IT projects
  • You keep the risk, the pricing and the control

If you're on both sides —a carrier with its own channel, a group with a retail arm— it works too.

Use cases

Built around how your business works.

Every vertical has a moment where insurance sells itself. The platform is configured for yours.

Choose a vertical

Fintech

Wallets, digital banks and payment apps. Cover rides along with the card and with the user's everyday activity.

Lines

  • Purchase protection
  • Mobile phone
  • Motor
  • Personal accident

Retail

Online retailers, marketplaces and electronics stores. Cover lifts the basket and takes the friction out of the decision.

Lines

  • Extended warranty
  • Purchase protection
  • Mobile phone
  • Bicycle

Mobility

Dealerships, mobility apps and vehicle marketplaces. Every vehicle that passes through your channel is a policy.

Lines

  • Motor
  • Motorcycle
  • Roadside assistance
  • Mechanical breakdown

Housing

Proptech, real estate agencies and property managers. Insurance is part of the contract, not an add-on.

Lines

  • Home
  • Rent guarantee
  • Small business

Communities

Clubs, associations, pet-tech and membership platforms. Relevant cover for an audience that already trusts your brand.

Lines

  • Pet
  • Personal accident
  • Life

Products, plans, coverages and prices are edited from the panel, with no development work. If your vertical needs cover that isn't there, we design it and negotiate it with the carrier.

Integration

One integration. There are no tiers to choose from.

Your side
One integration against our REST API. Your front end, your domain, your purchase flow.
Our side
The management core, the back office under your brand, and the integration with each carrier.

Intelligence

The boring part, solved.

The customer takes a photo and the fields fill themselves in.

ID document, vehicle registration, lease agreement, proof of income. The platform extracts the data, structures it and validates it against the applicant. The document image is never stored.

Your customers ask and quote over WhatsApp and Instagram.

AI agents connected to our API answer questions on policies, coverage and catalogue, and assemble the application. Payment details never travel through the conversational channel: the sale closes in an encrypted checkout.

Ask your business a question in plain language.

The platform exposes an MCP server. The AI assistant your team already uses connects to it and answers about your book, without ever reaching personal data.

Security

Your operation, isolated from everyone else's.

We don't hold the risk: that is the carrier's job. What we hold is your operation and your customers' data.

Isolation
One database per partner, not shared rows told apart by a column. Your policies and your customers' data don't live alongside anyone else's.
Encryption
Payment data is encrypted at rest and never leaves through the API again. Not in a response, not in a log.
Permissions
Every integration gets its own credential, with explicit permissions and immediate revocation. Revoke a key and it stops working on the spot.
Audit
Every call made with a credential is recorded: which key, when, from where, and whether it was accepted or denied.

The AI assistant that queries your metrics only receives totals and averages: the query returns no policies and no personal data.

Why now

The difference isn't the software. It's time.

Without Pistachia

Carrier agreement
2 to 4 months
Technical integration
4 to 12 months
Catalogue, checkout and issuance
3 to 6 months
Back office and management
3 to 6 months
Total to first policy
6 to 18 months

With Pistachia

Carrier agreement
We walk it with you
Technical integration
2 to 4 weeks
Catalogue, checkout and issuance
Configuration
Back office and management
Included
Total to first policy
60 days

The traditional timeline is the one partners themselves report when they take the project on alone.

Every month without embedded insurance is revenue left on the table.

  • You lose recurring revenue. Every policy your customer buys elsewhere is a commission you didn't earn — for every year that policy stays in force.
  • You lose the moment of purchase. Insurance sells in the context of the transaction. If it isn't there, it doesn't happen.
  • You lose relevance. Your digital competitors are already building insurance into checkout.

Team

We live both sides: digital product and insurance.

Damián Medina

CEO & co-founder

Twenty-plus years leading digital products across fintech and insurtech. Licensed insurance broker in Argentina. Built those products and ran them in production, at scale.

Garcilaso Jordana

CTO & co-founder

Twenty-plus years leading technology teams on digital transformation programmes in banking, insurance, retail, telco and healthcare.

Start today

Interested? Let's talk.

  • One product, one channel, your brand.
  • First policy in 60 days. Ninety days of live operation to prove the business.

Tell us about your business.

We'll reply by email, to the address you give us.

Or straight to hola@pistachia.io